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West Windsor, NJ Disaster Recovery Consultants

richard green and son public adjuster west windsor njYour property or business in Summit, NJ has suffered damages and you now have an important decision to make. Should you try to adjust the claim yourself or hire a professional to represent you?

This decision will have a tremendous impact on the property in question. For most policyholders, the complexities of properly preparing and presenting a property damage claim are unfamiliar and overwhelming. The emotional impact of a devastating property loss can leave you ill-prepared to handle a complicated claims adjustment procedure.

You'll be busy enough trying to get your life and business stabilized. But the burden of proof is on you. Your estimate of damages must be quickly and precisely prepared to insurance industry standards and specifications in order to maximize your claim.

You'll have to properly interpret confusing policy provisions, exclusions and requirements that must be complied with. Chances are you are not prepared to deal with all this. But we are.

We are dedicated to offering a higher level of service to a small clientele base by limiting the number of cases we accept. This is the secret to our success. Since day one, we have made customer satisfaction the highest priority. We are proud of our long tenure in the industry, and of the reputation we've earned among our clients and our peers. Few other Public Adjusting firms can say the same.


Bernard Kevin Woods —
5 star 
I don't know what I would have done without you. My sincere thanks for all your help during my frozen pipe/water damage claim. Your extreme attention to detail proved to be vital in the settleing the claim successfully. I recommend your professionalism and dedication to anyone who has a potential claimas I did.



I don’t deal with happy people very often.  As a disaster recovery consultant I represent clients who have suffered catastrophic property loss from fire, flood and storm. In short, my job is to help desperate people piece their shattered lives back together.

I negotiate with Goliath insurance companies who go to remarkable lengths to avoid paying fair settlements. After decades of premium payments, loyal customers with valid claims are deceived, denied and kicked to the curb with stunning efficiency. I’ve watched the largest business strategy firm on the planet advise insurance carriers to shelve the good hands and put on the boxing gloves. I’ve seen the worst that these companies have to offer as I balance tremendous need with unquenchable greed. 

So yes, I may be a little cynical.

I bet our worlds are not much different.  It’s hard not to be cynical when you fight for a living and these days, who doesn’t fight for their living?  Unfortunately, irrefutably, we’re all exposed to negative stimulus every single day. 

Wake up and start fighting a schedule before we are even out of bed.  Roll out and fight traffic.  Fight the line at Starbucks.  Fight the never ending stream of voice mail and email.  Fight the boss, fight the deadlines, fight the constant pressure to produce.  

And fight to find a little peace and harmony in life and the time to enjoy it.

Fight.  Fight.  Fight.

In the middle of an unreasonable, demanding life, does it make sense to be cynical?  You bet it does.

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But at what price?

Cynicism is innately protective, but it is also a barrier to our evolution.  The cynic dwells on the bad and has trouble seeing the good.  The cynic expects the worst.  Cynicism hinders creativity, prevents productivity, and is an obstacle to action. 

In a Boston University study, nearly 700 American workers were surveyed. The survey revealed 65% of the workers believed people will lie if they will gain from it, 41% doubted management tells them the truth, and 49% believed management will take advantage of them.  If these numbers seem low, it’s because this study was conducted way back in the late 1980's.  Confidence in business has fallen dramatically since then and of course, cynicism has risen.

One of my closest friends, a world-class cynic, is also a world class artist.  His paintings are glorious, inspirational works, highly regarded in the art world.  But he is tortured, a walking contradiction. His work reflects his negativity, in a beautiful and profound way, but he pays a high price, constantly, painfully, struggling to create through the barriers of his mind.

I know we can’t help it, we’re the products of our environment, molded by our need to fight, to survive.  We need to be cynical.  But we also need to adapt.  The enemy of cynicism is trust.  And by innovating and inspiring, we can begin to build a culture of trust.

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I’ve only recently acknowledged the dramatic effect cynicism has on me, both professionally and personally.  And I’m brought to face a challenge I’d never anticipated. Is it possible to be discerning and cautious without being cynical?  It seems unwise to let the guard down completely, but maybe it can be rolled down just enough to let our creative, productive and emotional senses realize their potential.  It’s a leap of faith, I know, but the possibilities are limitless and liberating.

Hemingway once said “There is nothing noble in being superior to your fellow man; true nobility is being superior to your former self”.  That might be the toughest challenge in the world.

For those that think it will never work, let me challenge you to look in the mirror and shift that cynical perspective, just enough to see past it.